Privacy Policy

BAC Local 1 IRA Select Privacy Policy

BAC Local 1 IRA Select administered by iraLogix (IRA program) is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the iraLogix Website and governs data collection and usage. By using the iraLogix website, you consent to the data practices described in this statement.

Collection of your Personal Information

This IRA program collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. This IRA program also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by this IRA program. This information can include: your IP address, browser type, domain names, access times and referring Website addresses. This information is used by this IRA program for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of this Website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through public message boards, this information may be collected and used by others. Note: This IRA program does not read any of your private online communications.

This IRA program encourages you to review the privacy statements of Websites you choose to link to from this Website so that you can understand how those Websites collect, use and share your information. This IRA program is not responsible for the privacy statements or other content on Websites outside of the this IRA program’s Website or iraLogix and iraLogix family of Websites.

Use of your Personal Information

This IRA program collects and uses your personal information to operate the iraLogix Website and deliver the services you have requested. This IRA program may also use your personally identifiable information to inform you of other products or services available from this IRA program and its affiliates. This IRA program may also contact you with surveys to conduct research about your opinion of current services or of potential new services that may be offered.

This IRA program does not sell, rent or lease its customer lists to third parties. This IRA program may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, this IRA program may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or to provide other services necessary to service your account or to utilizes the services of outside providers that are part the IRA product in which you are enrolled. All such third parties are prohibited from using your personal information except to provide these services to the IRA program, and they are required to maintain the confidentiality of your information.

This IRA program does not use or disclose sensitive personal information, such as race, religion, or political affiliations, without your explicit consent.

This IRA program keeps track of the Websites and pages our customers visit in order to determine what services are the most popular. This data is used to deliver customized content and messaging to customers whose behavior indicates that they are interested in a particular subject area.

This IRA program’s Websites will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on this IRA program or the site; (b) protect and defend the rights or property of this IRA program and iraLogix; and, (c) act under exigent circumstances to protect the personal safety of users of this IRA program’s Website, or the public.

Use of Cookies

This IRA program’s Website use “cookies” to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize this IRA program’s pages, or create an account with this IRA program’s site for services, a cookie helps recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as addresses, phone numbers, and so on. When you return to the same Website, the information you previously provided can be retrieved, so you can easily use the features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the this IRA program’s services or Websites you visit.

Security of your Personal Information

This IRA program secures your personal information from unauthorized access, use or disclosure. This IRA program secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as bank account information) is transmitted to other Websites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

This IRA program will occasionally update this Statement of Privacy to reflect company and customer feedback. You are encouraged to periodically review this Statement to be informed of how your information is being protected.

Contact Information

This IRA program welcomes your comments regarding this Statement of Privacy. If you believe that this IRA program has not adhered to this Statement, please contact iraLogix at solutions@iralogix.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.